PetPremium Pet Insurance Complete Review

petpremium insurance reviewsPetPremium Pet Insurance offers an affordable insurance package for pet owners, and starts at $10 monthly.

Interested individuals can choose from the three plans available that can suit anyone’s budget.

This is one of the best options around, thanks to low deductibles, great benefits and up to 90 percent reimbursement. This is also one of the most recommended insurance products, around with 97 percent of members likely to recommend the product to a friend.

Our Final Rating: 4 Stars 

Coverage Plans for PetPremium Insurance

There are three plans available for customers, all available in different levels. In each level, customers can count on better benefits and coverage. Here’s a brief run-down of the different levels, costs and details’

Level 1 – Starting at $25 monthly, this level will cover accidents and chronic issues. Deductibles will range from $100 to $500, reimbursement will range from 70 percent to 100 percent and incident limit is pegged at 2,500.

Level 2 – At $50 monthly, customers can count on coverage of illnesses, accidents and chronic issues. The deductibles range from $100 to $500, reimbursement at 70 percent to 100 percent, and incident limit at 3,000.

Level 3 – At $75 per month, customers can count on coverage for behavioral treatments, alternative therapies, congenital and hereditary conditions, illnesses, accidents and chronic issues. Customers can count on higher benefits, with deductibles ranging from $100 to $500, reimbursement at 70 to 100 percent and an incident limit of 5,000.

 

Premium Wellness Plans

There are two wellness plans available, and both are affordable. The Routine Wellness starts at $10 monthly, and the Advanced Wellness starts at $25 monthly. These plans will include extras like flea and heart worm prevention, dental cleaning and wellness examination. Compared to Routine Wellness, the Advanced Wellness is known for its improved benefits and higher reimbursements.

Routine – You can sign up for Routine Wellness at $10 monthly, or $120 annually. This plan covers a number of medical tests and services, from wellness exams to blood tests. Here are some of the costs involved for every service.

Wellness Examination – $40
Heartworm test for dogs and FELV tests for cats – $15
Fecal screening – $15
DHLLP Vaccine and Titer for dogs and FVRCP and Titer for cats – $15
Urinalysis and Microchip -$20
HRabies Vaccine or Titer or Lyme Vaccine or Titer or FIP Vaccine/Titer for cats – $15
Spay and Neuter/Blood Test – $80
Total Annual Cost of Wellness – $120
Total Wellness Benefits – $200

Advance – This option costs $25 monthly or comes at $300 per year and includes standard services like wellness examination, fecal screen and microchip or urinalysis. Here are some of the costs involved for every service in the Advance option.

Wellness Examination – $40
Heartworm test for dogs and FELV tests for cats – $15
Fecal screening -$15
DHLLP Vaccine and Titer for dogs and FVRCP and Titer for cats – $15
Urinalysis and Microchip -$20
Rabies Vaccine or Titer or Lyme Vaccine or Titer or FIP Vaccine/Titer for cats -$15
Spay and Neuter/Blood Test – $100
Bordetella Vaccine/Titer for dogs and FELV Vaccine/Titer for cats – $15
Dental cleaning – $100
Flea and Heartworm prevention – $55
Total Annual Cost of Wellness – $300
Total Wellness Benefits – $400

 

Reviewing the PetPremium Insurance

This insurance provider is supported by the Hartville Pet Insurance Group, the same team that supports the ASPCA Pet Insurance. The scores provided by vets are low, but with excellent customer support, the company is starting to make inroads in the market. Based on a recent customer data, roughly 97 percent of the customers will recommend the insurance to a friend. And based on real testimonials and reviews made by customers and pet owners who have signed up for this insurance, we found out that their experiences have been mostly positive, indicating that PetPremium offers great service, and a good product.

Back to main | Comparison Chart 

Summary
Review Date
Reviewed Item
PetPremium Pet Insurance
Author Rating
21star1stargraygraygray

LEAVE A REPLY

Please enter your comment!
Please enter your name here